Building Protection for Your Business and Your Future
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Every contractor knows that the job doesn’t end when the last nail is hammered or the last wire is connected. It’s about making sure your work, your crew, and your reputation are protected long after the project wraps up. That’s where contractors insurance from RG Insurance ~A Strong Company comes in. With the right coverage, you can focus on building, repairing, and creating without worrying that one accident will tear it all down.
Why Contractors Need Insurance
Whether you’re a general contractor, electrician, plumber, or carpenter, every job site brings risks. From on-site injuries to property damage, accidents happen fast—and without coverage, the costs can be devastating.
Coverage That Fits the Job
RG Insurance ~A Strong Company helps you tailor your contractors insurance policy to match the work you do. From liability to equipment protection, we’ve got you covered on every project.
Help When You Need It
We’re not just here to sell policies—we’re here to answer questions, file claims, and keep your business moving forward. Reach us anytime at 218-828-1310.
The Top Risks Contractors Face
Every project is different, but most contractors share the same set of risks. Here’s a closer look at the challenges—and how insurance helps you handle them:
| Risk | Potential Impact | Insurance Solution |
|---|---|---|
| On-Site Injuries | Medical costs, lawsuits, and work delays | General liability & workers’ compensation |
| Property Damage | Accidental damage to a client’s property | Contractors liability insurance |
| Tool & Equipment Loss | Stolen or broken tools that halt progress | Inland marine coverage |
| Project Delays | Lost revenue when work stops unexpectedly | Business interruption coverage |
| Contract Disputes | Claims of incomplete or faulty work | Professional liability insurance |
A Story from the Field
Imagine this: A contractor is finishing drywall work when a ladder tips and damages a homeowner’s expensive flooring. Without contractors liability insurance, the repair costs come directly out of pocket. With coverage from RG Insurance ~A Strong Company, the incident is handled smoothly, the client is satisfied, and the contractor’s reputation stays strong.
What Does Contractors Insurance Cover?
Here’s what’s typically included in a comprehensive contractors insurance policy:
- General Liability – Covers bodily injury and property damage caused on the job.
- Workers’ Compensation – Protects employees with medical benefits and wage replacement.
- Inland Marine Insurance – Safeguards your valuable tools and equipment in transit or on-site.
- Commercial Auto Insurance – Covers vehicles used to transport crews and equipment.
- Professional Liability – Protects against claims of errors, mistakes, or contract issues.
- Business Interruption – Helps replace income when unexpected events stop work.
Why Work with RG Insurance ~A Strong Company?
Contractors need an insurance partner who understands the challenges of working in construction. At RG Insurance ~A Strong Company, we go beyond selling policies—we build relationships. We know your risks, your tools, and the value of your time. That’s why we design contractors insurance that grows with you as your business expands.
Here’s what makes us different:
Custom Coverage – Policies designed around the work you do, not cookie-cutter solutions.
Affordable Protection – We find the right balance between cost and coverage.
Responsive Service – When you call 218-828-1310, we’re ready to help.
Build with Confidence
Every project is a reflection of your skill, your effort, and your reputation. Don’t let a single accident, lawsuit, or piece of stolen equipment set you back. With contractors insurance from RG Insurance ~A Strong Company, you’ll have the peace of mind to focus on what you do best—building the future.
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